About Us
Kairoskky means “Just in time” no matter how did you hear of us, this is the right time. We are about providing timely advice.
My Story
Hi everyone this is Rayvern, I started out my career doing insurance planning and over time realise that Insurance forms only a small part of one’s financial journey.
Many years back when I was in sec school, when my peers was worrying about what would be their lunch tomorrow and if they can pass their O’ level. I was worrying about where to stay as my family business failed and we were forced to move out of our family home, without knowing where to stay next.
As i experience hardship growing up due to poor financial decision, it built in me a deep sense of mission to work with and empower clients who is committed to their own financial success and stability.
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As a consumer myself, i do not believe in blindly buying financial products, instead i work with clients by 1st understanding them and provide value to them through my experience and expertise.
My achievements
Therefore I have set out to achieve academic and industry accomplishments;
Other than that, I also hold knowledge and established competence in planning for:
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Investment and Wealth Management
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Business/Corporate Risk planning
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Estate and Legacy planning
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Planning for Special Needs Family
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Associate Wealth Planner (AWP)

Associate Estate Planning Practitioner (AEPP®)

Institute of Banking and Finance Qualified level 1 (IBFQ)

Million Dollar Round Table (MDRT)
Why work with me?
Financial Planning is serious business where poor planning could set your retirement lifestyle back by 10-20 years or put your family in hardship due to locked-up funds when they need it the most!
Please see the section of services to understand more on how I will walk this journey with you and assist you to put your planning in place.
Otherwise you can contact me HERE.

Goals/Mission/Vision
Our values
Transparency, Competency and Empowerment
Kairossky aims to be the pillar of financial planning that looks to educate and provide quality advice for family as the textbook example of proper financial planning in a way that they accept openly without being push to make rash financial decisions.